Health Insurance Competition Vanishing: Study - Health News - Health.com
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THURSDAY, Feb. 25 (HealthDay News) — Competition in the wellness policy industriousness is vanishing, according to an American Medical Association composition that looked at information from 43 states and 313 metropolitan markets.
In 24 of the states, the two largest insurers had a combined mart portion of 70 pct or more. Last year, 18 of 42 states had that eccentric of marketplace post.
Among the early findings:
In 54 percentage of metropolitan markets, at least one underwriter had a marketplace part of 50 percentage or more — up from 40 pct of metropolitan markets the year earlier. In 92 percentage of metropolitan markets, at least one underwriter had a contribution of 30 percentage or more — up from 89 percentage of metropolitan markets the year earlier. Ninety-nine pct of metropolitan markets are extremely saturated, according to federal unification guidelines, compared with 94 pct the year earlier.
The theme, Competition in Health Insurance: A Comprehensive Study of U.S. Markets, was released this workweek.
“The nigh add crash of competitory and active wellness indemnity markets has not helped patients,” AMA President Dr. J. James Rohack aforementioned in a new liberation. “As demonstrated by proposed grade hikes in California and former states, wellness insurers deliver not shown greater efficiency and frown wellness charge costs. Instead, patient premiums, deductibles and co-payments suffer soared without an increment in benefits in these progressively coalesced markets.”
Rohack added that a deficiency of challenger in the wellness policy industriousness “is intelligibly not in the outdo economical involvement of patients,” and the AMA wants the U.S. Department of Justice and province agencies “to more sharply apply antimonopoly laws that nix harmful mergers.”
The AMA besides wants the Department of Justice to reckon the chase measures: a retrospective bailiwick of wellness policy mergers; search to discover the causes and consequences of wellness policy commercialise superpower; and introduction of a organization for predicting the effects that wellness indemnity accompany mergers testament birth on patients and wellness tending providers.
The U.S. Agency for Healthcare Research and Quality has more astir wellness indemnity.
SOURCE: American Medical Association, newsworthiness freeing, Feb. 23, 2010
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